Calculators Tools to help keep you on track for a secure future. Here's a library of financial calculators to help you start planning your financial future—from forecasting your retirement options or child's college fund to mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features our calculators employ to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future.

Retirement Income Planner Use this calculator to evaluate your retirement income plan. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Paycheck Calculator - Hourly This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings. Paycheck Calculator - Salaried This calculator computes net or gross pay for a single paycheck and displays the various withholdings. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Time To Payoff Credit Card Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Mortgage Refinance Breakeven Use this calculator to determine if you should refinance your mortgage and when you will break even. Monthly to Bi-Weekly Loan Conversion This calculator shows how much sooner a loan or mortgage can be paid off and how much interest and expense can be saved if the payments are changed from monthly to bi-weekly and the payment amount is cut in half. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Investment Needed to Achieve Goal Use this calculator to determine the investment needed to achieve your goal.